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From the monthly archives:

January 2010

Having a Clear Life Vision

January 29, 2010

A recurring theme that I have heard and read from ALMOST ALL of the books on wealth and prosperity involve one consistent thought: Documenting and staying focused on your vision.

This is taught in many ways. Some people prefer to clip pictures together from magazines, etc to have a visual representation of their future desires. Personally, I want to write it down, them set goals and visual representations through things such as timelines to chart and hold onto my plans.

Many businesses write their vision in the present tense, to add weight to the vision. I am consciously not going to do that, as it doesn’t jive in my head. I’d rather write about the future in a clear and precise outline format.

So, Here Goes. Hopefully this will also give you some ideas for getting started as well.

1 Year Life Vision (Personal & Business)

  • Work to find preferred neighborhood to live in for at least 5 years
  • Continue to learn and improve relationships with my daughter, husband, family & friends
  • Feed my mind with wisdom and knowledge
  • Transition to additional entrepreneurial business ventures (product vs service based)
  • Begin to focus on health industry as I have realized that this is where I want to focus my life’s work

3 Year Life Vision (Personal & Business)

  • Move to neighborhood close to jobs in our field and with good schools
  • Have second child
  • Transition to PT work after 2nd child, with focus on entrepreneurial ventures
  • My husband will have a successful personal / athletic training practice
  • Continue to work on balance of mind, body & soul
  • Develop solid business relationships with a broader range of colleagues

5 Year Life Vision (Personal & Business)

  • Spend more time being a mom
  • For business, we’ll begin to think bigger. Invest in larger business opportunities in health industry.
  • Increased efforts towards balance of body (more exercise & diet choices)

10 Year Life Vision (Personal & Business)

  • Move to somewhere humid near the ocean with lots of greenery. I want to walk on the beach every day.
  • Increased efforts towards feeding the soul (meditation, gardening, down time)
  • Continue to learn and build business ventures in health industry

All of these tie in with what I have been blogging about so far, getting your mindset in the right place, getting organized, and setting goals. Oh, and my free and simple timeline template is a great tool for visualizing your plan. Next, action, action and more action. Followed by planning, monitoring, and adjusting as you go and learn.

What does yours vision look like?

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Confidence, Purpose and Marketing: Ingredients for Success

January 28, 2010

I had the privilege of listening to a thoughtful free webinar by “conscious” entrepreneur Max Simon in which he interviewed Vishen Lakhiani on the concepts of creating a wealthy mind. He also spoke about how to turn a business from performing so-so to really reaching a ‘turning point’.

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Best Online Goal Tracking Tools for 2010

January 24, 2010

There are many online tools available for keeping track of and measuring progress on your goals. Many corporations have started to incorporate goal systems (Success Factors is one example) and S.M.A.R.T. goals. Not all goal systems utilize this method, however, it is widely accepted as an excellent way to achieve results with your goals. The following is a look at how to measure your personal goals and a review of some of the best online tools for measuring your goals.

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Review of GratitudeLog – “The Happiest Place on the Internet”

January 19, 2010

GratitudeLog.com is a fun social site that takes the basic concept of short updates from sites such as Twitter, and applies it to a specific concept, Gratitude.

You are able to mark someone’s comment as “Awesome!” or reply to it. You can follow people and they can follow you. Beyond that, you can send people “Appreciation” gifts (for free), which are simply little icons with a thoughtful note (like you can send on Facebook).

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Lesser Known But Great Personal Finance Blogs of 2010

January 18, 2010

I’m new-ish to the personal finance/weathly mind blogging and as much as I like some of the hugely known PF blogs I enjoy reading from perspectives of ‘smaller’ PF bloggers because they aren’t necessarily experts, but instead on a similar journey to mine. I thought I would share some of the interesting personal finance blogs [...]

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Move Your Money Local Banking & Choosing to Spend Local

January 16, 2010

I’ve noticed a lot of blog posts and a growing movement on Twitter and the blogosphere about the topic: “move your money.” (See the site: MoveYourMoney.info). Full disclosure: I work for a local credit union in my area, and I prefer the credit union not-for-profit business model. I typically try to avoid any direct reference to where I work because that’s not what my journey is about, its about my personal finances. However, I wanted to take a moment to aknowledge the concept of “going local” with anything you buy, including where you choose to bank. To me, going local is an important part of making conscious decisions and choosing where and how to spend your money. Choosing to shop local has many benefits which I will explain in a moment.

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Review of YNAB 3.0 You Need a Budget Software for PC or Mac

January 13, 2010

Just when I thought I had it all figured out by using online tools like Mint, I repeatedly saw mention of one of the top rated budgeting software for download on your PC or Mac, YNAB 3.0 (You Need a Budget). YNAB is a budgeting software that incorporates the envelop method of budgeting by XXXX. This may just be the next step for me in advancing my money management and control of our finances. The tools that I am currently using are time friendly, easy to import my financial information and great for big picture trending, but we still haven’t really done well at isolating how to break some of our patterns and stick to our budgeting goals.

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Does Opportunity Come to You or Do You Have to Create It?

January 12, 2010

In the past, I’ve often felt jealous or a bit resentful when I look at certain other people that seem to have everything in life fall into thier lap. I always thought that beauty, jobs, boyfriends, and the works seem to just naturally happen for some people more than others.

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Truly Free eBooks for Wealth, Inspiration and Education

January 10, 2010

It can be hard to find any summarized information online for personal finance education without having to give away your email address or buy something. Often times, ebooks offer a great compressed version of key information from people’s blogs or books.

Here are some great resources that I have found that offer truly free ebooks or PDFs of some very useful information and education on personal finance and a wealthy mindset. (Some of them do want to sell you something also, but you can still get these for free without purchasing anything).

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Are Commodities The Right Investment Choice?

January 9, 2010

I have been researching and reading and researching some more on the commodity market and I have no idea what to do. I admit that I am a novice at investing. However I do not deny that it will be an essential component in my journey to financial freedom. My experience investing consists of this: I got burned in 2000 when I invested in a four star mutual fund, thought that I didn’t need to watch it, then it tanked with the rest of the stock market. Beyond that, I tried day trading a few individual stocks and felt like I was uneducated and gambling rather than making sound investment choices. My main problem is, right now I just don’t know exactly where to begin on my limited funds. I have read contradictory things, and still have a lot of financial lingo to learn.

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