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	<title>Comments on: Review of YNAB 3.0 You Need a Budget Software for PC or Mac</title>
	<atom:link href="http://www.365daystofinancialfreedom.com/2010/01/13/review-of-ynab-3-0-you-need-a-budget-software-for-pc-or-mac/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.365daystofinancialfreedom.com/2010/01/13/review-of-ynab-3-0-you-need-a-budget-software-for-pc-or-mac/</link>
	<description>A Journey to Financial Freedom, One Day at a Time</description>
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		<title>By: Shawn Anderson</title>
		<link>http://www.365daystofinancialfreedom.com/2010/01/13/review-of-ynab-3-0-you-need-a-budget-software-for-pc-or-mac/comment-page-1/#comment-147</link>
		<dc:creator>Shawn Anderson</dc:creator>
		<pubDate>Wed, 03 Mar 2010 09:51:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=908#comment-147</guid>
		<description>I&#039;m an avid YNAB 3.0 user. Excellent implementation of sound (yet rarely used) budgeting principles such as: 1) Assign every dollar before it&#039;s spent, 2) Build a &quot;buffer&quot; or &quot;emergency fund&quot;. 3) Work towards no longer living paycheck to paycheck. Software has user friendly interface and is aesthetically appealing. YNAB 3.0 gets 5 stars from me!</description>
		<content:encoded><![CDATA[<p>I&#39;m an avid YNAB 3.0 user. Excellent implementation of sound (yet rarely used) budgeting principles such as: 1) Assign every dollar before it&#39;s spent, 2) Build a &#8220;buffer&#8221; or &#8220;emergency fund&#8221;. 3) Work towards no longer living paycheck to paycheck. Software has user friendly interface and is aesthetically appealing. YNAB 3.0 gets 5 stars from me!</p>
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		<title>By: Shawn Anderson</title>
		<link>http://www.365daystofinancialfreedom.com/2010/01/13/review-of-ynab-3-0-you-need-a-budget-software-for-pc-or-mac/comment-page-1/#comment-142</link>
		<dc:creator>Shawn Anderson</dc:creator>
		<pubDate>Wed, 03 Mar 2010 01:51:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=908#comment-142</guid>
		<description>I&#039;m an avid YNAB 3.0 user. Excellent implementation of sound (yet rarely used) budgeting principles such as: 1) Assign every dollar before it&#039;s spent, 2) Build a &quot;buffer&quot; or &quot;emergency fund&quot;. 3) Work towards no longer living paycheck to paycheck. Software has user friendly interface and is aesthetically appealing. YNAB 3.0 gets 5 stars from me!</description>
		<content:encoded><![CDATA[<p>I&#39;m an avid YNAB 3.0 user. Excellent implementation of sound (yet rarely used) budgeting principles such as: 1) Assign every dollar before it&#39;s spent, 2) Build a &#8220;buffer&#8221; or &#8220;emergency fund&#8221;. 3) Work towards no longer living paycheck to paycheck. Software has user friendly interface and is aesthetically appealing. YNAB 3.0 gets 5 stars from me!</p>
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		<title>By: bradjohnson53</title>
		<link>http://www.365daystofinancialfreedom.com/2010/01/13/review-of-ynab-3-0-you-need-a-budget-software-for-pc-or-mac/comment-page-1/#comment-126</link>
		<dc:creator>bradjohnson53</dc:creator>
		<pubDate>Sun, 07 Feb 2010 09:17:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=908#comment-126</guid>
		<description>I did a trial with Mvelopes as the concept seemed to me to be perfect for my needs. I ended by terminating before the end of the trial because: 1) Myvelopes was completely unable to handle accessing my BOA account, even after 2 attempts at resolution with tech support; 2) the internet is rife with complaints about both their outdated software, and their somewhat gimmicky pricing plan - many seem to have been sucked into the free trial and then canceled too late to get a refund, as cc info is taken upfront. I really wanted it to work!</description>
		<content:encoded><![CDATA[<p>I did a trial with Mvelopes as the concept seemed to me to be perfect for my needs. I ended by terminating before the end of the trial because: 1) Myvelopes was completely unable to handle accessing my BOA account, even after 2 attempts at resolution with tech support; 2) the internet is rife with complaints about both their outdated software, and their somewhat gimmicky pricing plan &#8211; many seem to have been sucked into the free trial and then canceled too late to get a refund, as cc info is taken upfront. I really wanted it to work!</p>
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		<title>By: Wojciech Kulicki</title>
		<link>http://www.365daystofinancialfreedom.com/2010/01/13/review-of-ynab-3-0-you-need-a-budget-software-for-pc-or-mac/comment-page-1/#comment-181</link>
		<dc:creator>Wojciech Kulicki</dc:creator>
		<pubDate>Sat, 06 Feb 2010 00:51:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=908#comment-181</guid>
		<description>Everything&#039;s on one screen, so I can see my transactions and envelope balances at the same time. Helps me take a mental note of running balances as I manage on a day-to-day basis.</description>
		<content:encoded><![CDATA[<p>Everything&#8217;s on one screen, so I can see my transactions and envelope balances at the same time. Helps me take a mental note of running balances as I manage on a day-to-day basis.</p>
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	<item>
		<title>By: arielsnapp</title>
		<link>http://www.365daystofinancialfreedom.com/2010/01/13/review-of-ynab-3-0-you-need-a-budget-software-for-pc-or-mac/comment-page-1/#comment-123</link>
		<dc:creator>arielsnapp</dc:creator>
		<pubDate>Fri, 05 Feb 2010 01:15:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=908#comment-123</guid>
		<description>Thank you, I&#039;ll have to try out Mvelopes as well. What is your favorite feature of Mvelopes?</description>
		<content:encoded><![CDATA[<p>Thank you, I&#39;ll have to try out Mvelopes as well. What is your favorite feature of Mvelopes?</p>
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		<title>By: Wojciech Kulicki</title>
		<link>http://www.365daystofinancialfreedom.com/2010/01/13/review-of-ynab-3-0-you-need-a-budget-software-for-pc-or-mac/comment-page-1/#comment-122</link>
		<dc:creator>Wojciech Kulicki</dc:creator>
		<pubDate>Thu, 04 Feb 2010 11:24:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=908#comment-122</guid>
		<description>We switched to envelope budgeting about a year ago, and haven&#039;t looked back. There are a lot of awesome software packages out there--YNAB is definitely a contender, personally we use Mvelopes.&lt;br&gt;&lt;br&gt;I love the idea of living on last month&#039;s income, which is one of my favorite things about YNAB. Even though we don&#039;t use this particular software, I still apply that principle.</description>
		<content:encoded><![CDATA[<p>We switched to envelope budgeting about a year ago, and haven&#39;t looked back. There are a lot of awesome software packages out there&#8211;YNAB is definitely a contender, personally we use Mvelopes.</p>
<p>I love the idea of living on last month&#39;s income, which is one of my favorite things about YNAB. Even though we don&#39;t use this particular software, I still apply that principle.</p>
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