About 2 months have gone by since I left the corporate grind. Amazing. Time has flown by. So far, so good. My fears proved to be wrong, and I am surpassing my expectations for generating business. I have some really supportive clients and new referrals and have started a part time gig as well for an ecommerce firm in Denver. I actually have more work than I probably should for the true balance that I am looking for in my life. So the key for me now is making sure to take time for other important things. It’s not all roses, as I am really working hard, but its so much more rewarding and I am learning and growing every day.
I haven’t been updating this blog as much lately and that is for two main reasons:
- I’ve created a new blog that I intend to spend more professional writing time on for my re-branded business leadonlinemarketing.com
- I am stuck at the investing stage of finding financial freedom
Investing overwhelms me. It seems the more I learn, the more choices there are. There is always a lot of risk. Take my 401K rollover for instance. I was so proud of myself that I managed it so well and got some nice mutual funds at Vanguard. Without knowing what I was doing, I ended up ‘buying high’ and losing about 800 in value in 1 week with the dip in the market last week. Awesome. I am so disillusioned with the stock market. I already was, but time and time again I continue to be. I’m sure its great for the really well educated investor, but for me, who only has SO much time to devote to finances a week, its hard. I try to dedicate at least 1-2 hours a week since I began my journey towards improving on and/or working at our finances. There are so many directions that this goes.
Overall, the main barriers for me for my next step in this journey are being able to make truly WISE investment decisions, and learning when to pay off debt, when to take out debt and when to save. It seems to be a constant balancing act.
There are 3 TO DOs are on my list of financial matters in the coming months:
- Finalize a will / power of attorney / living will
- Get life insurance coverage for myself since I am self-employed
- Setup automatic transfers for new retirement vehicle (though I’m not sure I want it to be in a mutual fund!)