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	<title>365 Days Toward Financial Freedom &#187; Best Of Web Lists</title>
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		<title>Best Goal Tracking Tools for 2011</title>
		<link>http://www.365daystofinancialfreedom.com/2011/07/06/best-goal-tracking-tools-for-2011/</link>
		<comments>http://www.365daystofinancialfreedom.com/2011/07/06/best-goal-tracking-tools-for-2011/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 14:26:34 +0000</pubDate>
		<dc:creator>Ariel</dc:creator>
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		<description><![CDATA[Reviews Goal Tracker Software and Online Tools In 2011 the online goal tracking tools that are out there grew and improved. I published this post a year ago, but it is so popular that I wanted to re-publish it in hopes that it is still useful, and I have updated some of these for 2011. [...]]]></description>
			<content:encoded><![CDATA[<p></p><h3>Reviews Goal Tracker Software and Online Tools</h3>
<p>In 2011 the online goal tracking tools that are out there grew and improved.</p>
<p>I published this post a year ago, but it is so popular that I wanted to re-publish it in hopes that it is still useful, and I have updated some of these for 2011. I still believe the tools that track S.M.A.R.T. goals (show below) are going to be the most possible to attain.</p>
<p>There are many online tools available for keeping track of and measuring progress on your goals. Many corporations have started to incorporate goal systems (Success Factors is one example) and S.M.A.R.T. goals. Not all goal systems utilize this method, however, it is widely accepted as an excellent way to achieve results with your goals. The following is a look at how to measure your personal goals and a review of some of the best online tools for measuring your goals.</p>
<h4>So, what are S.M.A.R.T. Goals?</h4>
<p><strong><span style="color: #333399;">S &#8211; Specific</span></strong> (the more specific the better)<br />
<strong><span style="color: #333399;"> M &#8211; Measurable</span> </strong>(The criteria that you will use as measurement that you have completed a goal, such as getting your degree, etc)<br />
<strong><span style="color: #333399;">A &#8211; Achievable</span></strong> (Do you currently have the skills and resources needed to reach this goal?)<br />
<strong><span style="color: #333399;"> R</span><span style="color: #333399;"> &#8211; Relevant</span></strong> (How does this goal tie to your passion or purpose?)<br />
<strong><span style="color: #333399;"> T </span><span style="color: #333399;">- Time-dimension</span></strong> (When will you aim to start and finish the goal, will there be milestones to reach along the way?)</p>
<p>Many of these goals start with the questions (that you then fill in the blank for):</p>
<ul>
<li>Why do you want to achieve this goal?</li>
<li>Next ask yourself, what specific benefits will come with achieving it?</li>
<li>When will you achieve it by? (time factor)</li>
<li>How you plan to achieve the goal?</li>
</ul>
<p>There is a growing philosophy that if you share your resolutions or goals with others, your friends, family, or a social community can help encourage you to stay on track and keep your goals alive. The same often holds true for other areas in life, such as getting in shape, isn&#8217;t it more fun to do when you have a friend that will meet you at the gym and hold you accountable for sticking to your work out goals? So, some of the online tools focus on the social sharing element of goal tracking.</p>
<h4>Best Online  Goal Tracking Tools of 2010:</h4>
<p><a title="GoalsOnTrack" href="http://c816ew-b0ou34y0cq4miwvjc5t.hop.clickbank.net/" target="_blank">GoalsOnTrack.com</a> <strong>Rating:</strong> 4.5 out of 5 stars $48/year subscription</p>
<p><a title="Review of GoalsOnTrack.com" rel="nofollow" href="http://c816ew-b0ou34y0cq4miwvjc5t.hop.clickbank.net/" target="_blank"><img class="alignleft size-full wp-image-1021" style="margin: 5px;" title="logo-new" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/logo-new.gif" alt="Goals on Track" width="163" height="72" /></a>This simple, easy to use tool does a great job of allowing you to track your goals, visually chart your progress and see reports, create specific action plans, manage daily tasks associated with your goals, track specific time spent, as well as keeping a journal for your additional thoughts and inspirations that you want to capture. You can assign visual pictures with your goals, set overall categories with specific goals beneath that category, and assign any type of progress metric you want to show your measurement (dollars, percentage, etc). It follows the S.M.A.R.T. goal model. You can print out your goals, your daily tasks, and really use this tool to get on track. You can set email reminders, import and export your tasks to CSV or for iCal format, and much more. Just check out their full list of features on the site. This tool costs money, yet I believe its worth the investment if you want a full suite of highly effective goal tracking tools.</p>
<p><a title="Super  Viva" href="http://www.superviva.com" target="_blank">SuperViva.com</a> <strong>Rating:</strong> 3 out of 5 stars Free<br />
<a title="SuperViva" href="http://www.superviva.com" target="_blank"><img class="alignleft size-full wp-image-1027" title="SuperViva" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/logo.gif" alt="Super Viva" width="257" height="65" /></a>SuperViva is a social sharing goal or &#8220;life&#8221; tracking site that allows you to create  goals to share or keep private. SuperViva was created in 2006 (runs ads and accepts donations to support it). It allows you to set up weekly reminders to check in with your list of goals. Super viva offers something closer to the SMART goal method by allowing you to group your goals, set specific goals within an overall list, assign what &#8220;Life Dimension&#8221; your goal applies to (Personal, Family, Finances, Community, etc) and also set the start and completion dates, priority, effort needed and budget needed. You can mark a goal as completed, on the backburner, or remove it. There is a section to find ideas from the community and &#8216;get inspired.&#8217; Nice overall concept for a free tool, however, I find it difficult to navigate and you cannot visually see and chart your progress on a goal.</p>
<p><a title="Goalmigo" href="http://www.goalmigo.com" target="_blank">Goalmigo.com</a> <strong>Rating:</strong> 3.5 out of 5 stars Free</p>
<p><a href="http://www.goalmigo.com" target="_blank"><img class="alignleft size-full wp-image-1029" title="Goalmigo" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/logo-1.gif" alt="Goalmigo" width="190" height="45" /></a>Goalmigo is also a social sharing goal tracking tool. You start by adding your goals, and adding who is going to help hold you accountable or your &#8216;Supporters&#8217; for your goals. You enter your completion date, and can set up reminders in day, week or month increments. A great feature is that you can assign a tracking log (they have some already listed such as weight, calories, etc). You can assign tags to help you to share your goal in the social environment. Once you set your goals, you can mark them as complete and also add milestones in your &#8220;Log&#8221; which display in a bar chart format. Beyond that, you can visually see a reminder of how long you have remaining to complete you goal such as &#8220;One Month Remaining&#8221;. You can also add notes to your goals. There are ads on this site, but otherwise its a pretty clean and user friendly interface.</p>
<p><a title="eLifeList" href="http://www.elifelist.com" target="_blank">eLifeList.com</a> <strong>Rating:</strong> 3 out of 5 stars Free</p>
<p><a href="http://www.365daystofinancialfreedom.com/wp-content/uploads/blank150x150.gif"><img class="alignleft size-full wp-image-1031" style="margin: 5px;" title="blank150x150" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/blank150x150.gif" alt="" width="90" height="90" /></a>eLifeList is another social sharing tool which allows public or private goal tracking. What&#8217;s awesome about this tool, is that it has very useful categories and goals already entered in it. I&#8217;m not sure if there are from the community or were created ahead of time, but they can help you get started. You can add descriptions, photos or videos to your list, and also set reminders to be sent to your email. The site is pretty user friendly, though some of the features you don&#8217;t edit until after you&#8217;ve set the goal, such as reminders. I would think you&#8217;d create everything when you are creating the goal. You can mark the goal as complete, and see a progress indicator (from 0-100%) of how far you are toward reaching your goals. From the design of the site, it appears to be focused on a younger demographic (perhaps college students?). Overall, it does the job for simple goal tracking.</p>
<p><a title="LifeTango" href="http://www.lifetango.com" target="_blank">LifeTango.com</a> <strong>Rating:</strong> 3 out of 5 stars Free<br />
<img class="alignleft size-thumbnail wp-image-1032" style="margin: 5px;" title="LifeTango" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/logo-150x150.png" alt="Life Tango" width="90" height="90" />LifeTango is a very clean and effective goal tracking tool. As the other tools, you can choose if you want public or private goals. You can sort by priority, date, and other categories. You have to manually update the progress you are at in your goal by a percentage from 0-100%.  Ongoing, periodic goals are considered &#8220;Tasks&#8221; and are tracked using their &#8220;Task Tracker&#8221; (as opposed to goals that you want to assign a specific due date for). And example of a Task Tracker goal would be to workout every day for 1 year. You would then set these recurring tasks and mark your progress daily. They assign stars that you click on to indicate that you have completed your recurring task goal (kinda cute like when you were a kid and got stars for getting something done). There is also a fun little sticky note for &#8220;reminders&#8221;. Overall, I like this site for their Task tracking but I think it is a little confusing for tracking larger picture life goals.</p>
<p><a title="Stickk.com" href="http://www.stickk.com" target="_blank">Stickk.com</a> &#8211; <strong>Rating:</strong> 4 out of 5 stars Free</p>
<p><a href="http://www.365daystofinancialfreedom.com/wp-content/uploads/mainLogo.jpg"><img class="alignleft size-thumbnail wp-image-1036" style="margin: 5px;" title="Stickk" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/mainLogo-150x101.jpg" alt="Stickk" width="120" height="81" /></a></p>
<p>Stick is a tool meant to motivate you to stick to your goals through the use of accountability with other people and putting a bet or monetary value at stake if you don&#8217;t meet your goals. It is much more focused on coaching and pushing you to achieve your goals than any of the other tools. You start by setting a goal (Referred to as a Commitment Contract, much more formal and committed sounding!), then setting the &#8216;stakes&#8217; or what&#8217;s at risk to complete it (You literally have to pay out money to your selected charity or person if you miss your goal deadlines), then you &#8216;get a referee&#8217; or a person in your life to to push you meet your goals, and you can also add friends to help you achieve your goals. Many of their pre-set goals are around losing weight, quitting smoking, or other life-changing habits that it often takes a &#8216;coach&#8217; to help with. However, it can be used for other goal tracking as well. You can set the category, whether it is a one-time or recurring event, get reminders and view your progress. Oh, and you don&#8217;t HAVE to set a &#8220;Stake&#8221; of financial value, you can still use this tool without the pressure of a stake. For many people though, I can imagine that this method (fear of losing your money!) works great for actually getting them motivated and on track. This is by far the most unique of the tools I&#8217;ve seen.</p>
<p><a href="http://www.43Things.com/">43Things.com</a> <strong>Rating:</strong> 1.5 out of 5 stars Free<br />
<a title="43 Things" href="http://www.43things.com" target="_blank"><img class="alignleft size-full wp-image-1025" title="43Things" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/43Things.gif" alt="" width="134" height="30" /></a>I saw this mentioned often as a goal tracking site, but it really isn&#8217;t. This site is really just a simple social site to measure trends for goals and resolutions with the answer to 1 question: &#8220;What do you want to do in the year 2010?&#8221;. To me, it seems similar to Twitter and many other social sharing tools, so who knows if it will be used a lot. Cute idea, but not that helpful for achieving your goals.</p>
<p><a href="http://42goals.com/" target="_blank">42 Goals</a> [rating 3.5/5] Free or $5/mo<br />
This fun tool is web based and shows a calendar of your goals. Its easy to use, and show progress and charts along the way. It also has a social element.</p>
<p><a href="http://www.joesgoals.com" target="_blank">Joes Goals </a>[1.5/5] Free<br />
I&#8217;m not as impressed by this tool as 42 Goals or others, but it is simple so it may be worth a try if you want something calendar based and easy. It does have some clever concepts such as tracking negative goals or vices.</p>
<p>Props to <a href="http://formerfatdudes.com/2011/01/simple-steps-to-setting-goals/">Former Fat Dudes</a> for their suggestions on setting goals.</p>
<p><strong>Which one to choose?</strong><br />
You decide. Just keep in mind, when searching for a goal tracking tool, I would recommend determining if you simply want to have to do lists, or if you are ready to have specific goals with associated tasks. Goal tracking is about all of the small tasks (from your TO DO Lists) that add up to one overarching goal. Sometimes, you may have random TO DO&#8217;s that don&#8217;t really seem like they fit into any goal, but you feel that they have to get done anyway. Go ahead and add them to the list and perhaps even do them, but first consider: WHY am I doing some task if it doesn&#8217;t help me reach any of my goals? This can lead to the type of self reflection that will ultimately help you to reduce the amount of mindless, or purposeless tasks that you are doing, and help you to find the best use of your time.</p>
<p><strong>Let me know your thoughts on these tools or if there are some great ones that I have missed.</strong></p>



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		<title>Best Online Goal Tracking Tools for 2010</title>
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		<pubDate>Mon, 25 Jan 2010 04:21:01 +0000</pubDate>
		<dc:creator>Ariel</dc:creator>
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		<description><![CDATA[There are many online tools available for keeping track of and measuring progress on your goals. Many corporations have started to incorporate goal systems (Success Factors is one example) and S.M.A.R.T. goals. Not all goal systems utilize this method, however, it is widely accepted as an excellent way to achieve results with your goals. The following is a look at how to measure your personal goals and a review of some of the best online tools for measuring your goals.]]></description>
			<content:encoded><![CDATA[<p></p><h3>Review of The Best Online Goal Tracking Tools for Personal Use</h3>
<p>There are many online tools available for keeping track of and measuring progress on your goals. Many corporations have started to incorporate goal systems (Success Factors is one example) and S.M.A.R.T. goals. Not all goal systems utilize this method, however, it is widely accepted as an excellent way to achieve results with your goals. The following is a look at how to measure your personal goals and a review of some of the best online tools for measuring your goals.</p>
<h4>So, what are S.M.A.R.T. Goals?</h4>
<p><strong><span style="color: #333399;">S &#8211; Specific</span></strong> (the more specific the better)<br />
<strong><span style="color: #333399;"> M &#8211; Measurable</span> </strong>(The criteria that you will use as measurement that you have completed a goal, such as getting your degree, etc)<br />
<strong><span style="color: #333399;">A &#8211; Achievable</span></strong> (Do you currently have the skills and resources needed to reach this goal?)<br />
<strong><span style="color: #333399;"> R</span><span style="color: #333399;"> &#8211; Relevant</span></strong> (How does this goal tie to your passion or purpose?)<br />
<strong><span style="color: #333399;"> T </span><span style="color: #333399;">- Time-dimension</span></strong> (When will you aim to start and finish the goal, will there be milestones to reach along the way?)</p>
<p>Many of these goals start with the questions (that you then fill in the blank for):</p>
<ul>
<li>Why do you want to achieve this goal?</li>
<li>Next ask yourself, what specific benefits will come with achieving it?</li>
<li>When will you achieve it by? (time factor)</li>
<li>How you plan to achieve the goal?</li>
</ul>
<p>There is a growing philosophy that if you share your resolutions or goals with others, your friends, family, or a social community can help encourage you to stay on track and keep your goals alive. The same often holds true for other areas in life, such as getting in shape, isn&#8217;t it more fun to do when you have a friend that will meet you at the gym and hold you accountable for sticking to your work out goals? So, some of the online tools focus on the social sharing element of goal tracking.</p>
<h4>Best Online  Goal Tracking Tools of 2010:</h4>
<p><a title="GoalsOnTrack" href="http://c816ew-b0ou34y0cq4miwvjc5t.hop.clickbank.net/" target="_blank">GoalsOnTrack.com</a> <strong>Rating:</strong> 4.5 out of 5 stars $48/year subscription</p>
<p><a title="Review of GoalsOnTrack.com" href="http://c816ew-b0ou34y0cq4miwvjc5t.hop.clickbank.net/" rel="nofollow" target="_blank"><img class="alignleft size-full wp-image-1021" style="margin: 5px;" title="logo-new" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/logo-new.gif" alt="Goals on Track" width="163" height="72" /></a>This simple, easy to use tool does a great job of allowing you to track your goals, visually chart your progress and see reports, create specific action plans, manage daily tasks associated with your goals, track specific time spent, as well as keeping a journal for your additional thoughts and inspirations that you want to capture. You can assign visual pictures with your goals, set overall categories with specific goals beneath that category, and assign any type of progress metric you want to show your measurement (dollars, percentage, etc). It follows the S.M.A.R.T. goal model. You can print out your goals, your daily tasks, and really use this tool to get on track. You can set email reminders, import and export your tasks to CSV or for iCal format, and much more. Just check out their full list of features on the site. This tool costs money, yet I believe its worth the investment if you want a full suite of highly effective goal tracking tools.</p>
<p><a title="Super  Viva" href="http://www.superviva.com" target="_blank">SuperViva.com</a> <strong>Rating:</strong> 3 out of 5 stars Free<br />
<a title="SuperViva" href="http://www.superviva.com" target="_blank"><img class="alignleft size-full wp-image-1027" title="SuperViva" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/logo.gif" alt="Super Viva" width="257" height="65" /></a>SuperViva is a social sharing goal or &#8220;life&#8221; tracking site that allows you to create  goals to share or keep private. SuperViva was created in 2006 (runs ads and accepts donations to support it). It allows you to set up weekly reminders to check in with your list of goals. Super viva offers something closer to the SMART goal method by allowing you to group your goals, set specific goals within an overall list, assign what &#8220;Life Dimension&#8221; your goal applies to (Personal, Family, Finances, Community, etc) and also set the start and completion dates, priority, effort needed and budget needed. You can mark a goal as completed, on the backburner, or remove it. There is a section to find ideas from the community and &#8216;get inspired.&#8217; Nice overall concept for a free tool, however, I find it difficult to navigate and you cannot visually see and chart your progress on a goal.</p>
<p><a title="Goalmigo" href="http://www.goalmigo.com" target="_blank">Goalmigo.com</a> <strong>Rating:</strong> 3.5 out of 5 stars Free</p>
<p><a href="http://www.goalmigo.com" target="_blank"><img class="alignleft size-full wp-image-1029" title="Goalmigo" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/logo-1.gif" alt="Goalmigo" width="190" height="45" /></a>Goalmigo is also a social sharing goal tracking tool. You start by adding your goals, and adding who is going to help hold you accountable or your &#8216;Supporters&#8217; for your goals. You enter your completion date, and can set up reminders in day, week or month increments. A great feature is that you can assign a tracking log (they have some already listed such as weight, calories, etc). You can assign tags to help you to share your goal in the social environment. Once you set your goals, you can mark them as complete and also add milestones in your &#8220;Log&#8221; which display in a bar chart format. Beyond that, you can visually see a reminder of how long you have remaining to complete you goal such as &#8220;One Month Remaining&#8221;. You can also add notes to your goals. There are ads on this site, but otherwise its a pretty clean and user friendly interface.</p>
<p><a title="eLifeList" href="http://www.elifelist.com" target="_blank">eLifeList.com</a> <strong>Rating:</strong> 3 out of 5 stars Free</p>
<p><a href="http://www.365daystofinancialfreedom.com/wp-content/uploads/blank150x150.gif"><img class="alignleft size-full wp-image-1031" style="margin: 5px;" title="blank150x150" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/blank150x150.gif" alt="" width="90" height="90" /></a>eLifeList is another social sharing tool which allows public or private goal tracking. What&#8217;s awesome about this tool, is that it has very useful categories and goals already entered in it. I&#8217;m not sure if there are from the community or were created ahead of time, but they can help you get started. You can add descriptions, photos or videos to your list, and also set reminders to be sent to your email. The site is pretty user friendly, though some of the features you don&#8217;t edit until after you&#8217;ve set the goal, such as reminders. I would think you&#8217;d create everything when you are creating the goal. You can mark the goal as complete, and see a progress indicator (from 0-100%) of how far you are toward reaching your goals. From the design of the site, it appears to be focused on a younger demographic (perhaps college students?). Overall, it does the job for simple goal tracking.</p>
<p><a title="LifeTango" href="http://www.lifetango.com" target="_blank">LifeTango.com</a> <strong>Rating:</strong> 3 out of 5 stars Free<br />
<img class="alignleft size-thumbnail wp-image-1032" style="margin: 5px;" title="LifeTango" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/logo-150x150.png" alt="Life Tango" width="90" height="90" />LifeTango is a very clean and effective goal tracking tool. As the other tools, you can choose if you want public or private goals. You can sort by priority, date, and other categories. You have to manually update the progress you are at in your goal by a percentage from 0-100%.  Ongoing, periodic goals are considered &#8220;Tasks&#8221; and are tracked using their &#8220;Task Tracker&#8221; (as opposed to goals that you want to assign a specific due date for). And example of a Task Tracker goal would be to workout every day for 1 year. You would then set these recurring tasks and mark your progress daily. They assign stars that you click on to indicate that you have completed your recurring task goal (kinda cute like when you were a kid and got stars for getting something done). There is also a fun little sticky note for &#8220;reminders&#8221;. Overall, I like this site for their Task tracking but I think it is a little confusing for tracking larger picture life goals.</p>
<p><a title="Stickk.com" href="http://www.stickk.com" target="_blank">Stickk.com</a> &#8211; <strong>Rating:</strong> 4 out of 5 stars Free</p>
<p><a href="http://www.365daystofinancialfreedom.com/wp-content/uploads/mainLogo.jpg"><img class="alignleft size-thumbnail wp-image-1036" style="margin: 5px;" title="Stickk" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/mainLogo-150x101.jpg" alt="Stickk" width="120" height="81" /></a></p>
<p>Stick is a tool meant to motivate you to stick to your goals through the use of accountability with other people and putting a bet or monetary value at stake if you don&#8217;t meet your goals. It is much more focused on coaching and pushing you to achieve your goals than any of the other tools. You start by setting a goal (Referred to as a Commitment Contract, much more formal and committed sounding!), then setting the &#8216;stakes&#8217; or what&#8217;s at risk to complete it (You literally have to pay out money to your selected charity or person if you miss your goal deadlines), then you &#8216;get a referee&#8217; or a person in your life to to push you meet your goals, and you can also add friends to help you achieve your goals. Many of their pre-set goals are around losing weight, quitting smoking, or other life-changing habits that it often takes a &#8216;coach&#8217; to help with. However, it can be used for other goal tracking as well. You can set the category, whether it is a one-time or recurring event, get reminders and view your progress. Oh, and you don&#8217;t HAVE to set a &#8220;Stake&#8221; of financial value, you can still use this tool without the pressure of a stake. For many people though, I can imagine that this method (fear of losing your money!) works great for actually getting them motivated and on track. This is by far the most unique of the tools I&#8217;ve seen.</p>
<p><a title="Goals Together " href="http://www.goalstogether.com" target="_blank">GoalsTogether.com</a> <strong>Rating:</strong> 2 out of 5 stars Free</p>
<p><a title="GoalsTogether" href="http://www.goalstogether.com" target="_blank"><img class="alignleft" title="GT_Logo" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/GT_Logo-300x55.gif" alt="Goals Together Logo" width="300" height="55" /></a></p>
<p>This free social sharing site offers the ability to create and track your goals, and share them with the community. You can choose to have private or public goals. You can search for other goals for people in the community. It allows &#8216;basic&#8217; goals which are manually updated for progress, and &#8216;checkpoint&#8217; goals which you set the checkpoints or milestones needed to attain the goal at the beginning of the tool. When you have completed a task in the goal, you mark it as complete by checking it off, like you would on a to-do list. Overall, I would say that this tool is very basic, and not all that useful for the serious person trying to implement a SMART goal process or anything much more than a task list. There are ads on this site.</p>
<p><a href="http://www.43Things.com/">43Things.com</a> <strong>Rating:</strong> 1.5 out of 5 stars Free<br />
<a title="43 Things" href="http://www.43things.com" target="_blank"><img class="alignleft size-full wp-image-1025" title="43Things" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/43Things.gif" alt="" width="134" height="30" /></a>I saw this mentioned often as a goal tracking site, but it really isn&#8217;t. This site is really just a simple social site to measure trends for goals and resolutions with the answer to 1 question: &#8220;What do you want to do in the year 2010?&#8221;. To me, it seems similar to Twitter and many other social sharing tools, so who knows if it will be used a lot. Cute idea, but not that helpful for achieving your goals.</p>
<p><strong>Which one to choose?</strong><br />
You decide. Just keep in mind, when searching for a goal tracking tool, I would recommend determining if you simply want to have to do lists, or if you are ready to have specific goals with associated tasks. Goal tracking is about all of the small tasks (from your TO DO Lists) that add up to one overarching goal. Sometimes, you may have random TO DO&#8217;s that don&#8217;t really seem like they fit into any goal, but you feel that they have to get done anyway. Go ahead and add them to the list and perhaps even do them, but first consider: WHY am I doing some task if it doesn&#8217;t help me reach any of my goals? This can lead to the type of self reflection that will ultimately help you to reduce the amount of mindless, or purposeless tasks that you are doing, and help you to find the best use of your time.</p>
<p><strong>Let me know your thoughts on these tools or if there are some great ones that I have missed.</strong></p>



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		<title>Lesser Known But Great Personal Finance Blogs of 2010</title>
		<link>http://www.365daystofinancialfreedom.com/2010/01/18/lesser-known-but-great-personal-finance-blogs-of-2010/</link>
		<comments>http://www.365daystofinancialfreedom.com/2010/01/18/lesser-known-but-great-personal-finance-blogs-of-2010/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 03:15:19 +0000</pubDate>
		<dc:creator>Ariel</dc:creator>
				<category><![CDATA[Best Of Web Lists]]></category>
		<category><![CDATA[Blogging]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[pf blogs]]></category>

		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=864</guid>
		<description><![CDATA[I&#8217;m new-ish to the personal finance/weathly mind blogging and as much as I like some of the hugely known PF blogs I enjoy reading from perspectives of &#8216;smaller&#8217; PF bloggers because they aren&#8217;t necessarily experts, but instead on a similar journey to mine. I thought I would share some of the interesting personal finance blogs [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>I&#8217;m new-ish to the personal finance/weathly mind blogging and as much as I like some of the hugely known PF blogs I enjoy reading from perspectives of &#8216;smaller&#8217; PF bloggers because they aren&#8217;t necessarily experts, but instead on a similar journey to mine. I thought I would share some of the interesting personal finance blogs that I have found so far for you to check out yourself:</p>
<ul>
<li><a href="http://www.automaticfinances.com/" target="_blank">Automatic Finances</a> &#8211; Writes about saving, &#8216;automating&#8217; your finances so you don&#8217;t have to worry about certain things, personal finance and spending. I liked a recent post about how to follow the entire personal finance blogosphere through sites like <a href="http://www.tipd.com" target="_blank">Tip&#8217;d</a> and <a title="PF Blogs" href="http://www.pfblogs.com" target="_blank">PFBlogs.com </a></li>
<li><a href="http://frugalzeitgeist.blogspot.com" target="_blank">Frugal Zeitgeist</a> &#8211; Writes about saving, setting goals, finding happiness, and the realities of life with debt. Having just recently educated myself about what zeitgeistism (if that&#8217;s a word) even is, I am intrigued to learn more of what he has to say.</li>
<li> <a title="Fiscal Fizzle" href="http://www.fiscalfizzle.com" target="_blank">Fiscal Fizzle</a> &#8211; This blog offers a &#8216;spicy&#8217; and very educated perspective on personal finance. He has a unique perspective of discussing principles, simplicity, critical thinking and &#8216;money paradigms&#8217;, or thinking of money through different perspectives. I recently found this blog and am very impressed.</li>
<li><a title="Free From Broke" href="http://www.freefrombroke.com" target="_blank">FreeFromBroke</a> &#8211; A very honest perspective on saving, raising a family, and affording life.</li>
<li><a href="http://steadfastfinances.com" target="_blank">SteadfastFinances</a> &#8211; Covers a lot of topics from banking to frugal living and real estate. Very insightful writer.</li>
</ul>
<p>These are just a few fun ones to check out. Let me know what other blogs are growing in popularity in the personal finance world. Or better yet, submit your PF blog to me to check out!</p>



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<br/><br/><h2  class="related_post_title">Random Posts</h2><ul class="related_post"><li>February 23, 2010 -- <a href="http://www.365daystofinancialfreedom.com/2010/02/23/how-to-choose-pay-off-debt-save-invest-or-build-a-business/" title="How to Choose? Pay Off Debt, Save, Invest or Build a Business">How to Choose? Pay Off Debt, Save, Invest or Build a Business</a></li><li>January 10, 2010 -- <a href="http://www.365daystofinancialfreedom.com/2010/01/10/truly-free-ebooks-for-wealth-inspiration-and-education/" title="Truly Free eBooks for Wealth, Inspiration and Education">Truly Free eBooks for Wealth, Inspiration and Education</a></li><li>November 10, 2009 -- <a href="http://www.365daystofinancialfreedom.com/2009/11/10/sometimes-its-okay-to-lose-focus/" title="Sometimes its Okay to Lose Focus">Sometimes its Okay to Lose Focus</a></li><li>January 19, 2010 -- <a href="http://www.365daystofinancialfreedom.com/2010/01/19/review-of-gratitudelog-the-happiest-place-on-the-internet/" title="Review of GratitudeLog &#8211; &#8220;The Happiest Place on the Internet&#8221;">Review of GratitudeLog &#8211; &#8220;The Happiest Place on the Internet&#8221;</a></li><li>November 26, 2009 -- <a href="http://www.365daystofinancialfreedom.com/2009/11/26/despite-the-economic-future-im-still-thankful/" title="Despite the Economic Future, I&#8217;m Still Thankful">Despite the Economic Future, I&#8217;m Still Thankful</a></li></ul>]]></content:encoded>
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		<title>Truly Free eBooks for Wealth, Inspiration and Education</title>
		<link>http://www.365daystofinancialfreedom.com/2010/01/10/truly-free-ebooks-for-wealth-inspiration-and-education/</link>
		<comments>http://www.365daystofinancialfreedom.com/2010/01/10/truly-free-ebooks-for-wealth-inspiration-and-education/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 03:04:53 +0000</pubDate>
		<dc:creator>Ariel</dc:creator>
				<category><![CDATA[Best Of Web Lists]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial IQ]]></category>
		<category><![CDATA[Freebies]]></category>
		<category><![CDATA[dream manifesto ebook]]></category>
		<category><![CDATA[free dream manifesto ebook]]></category>
		<category><![CDATA[Free eBooks]]></category>
		<category><![CDATA[free happiness ebook]]></category>
		<category><![CDATA[Free Personal Finance ebooks]]></category>
		<category><![CDATA[free wealth ebooks]]></category>

		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=818</guid>
		<description><![CDATA[It can be hard to find any summarized information online for personal finance education without having to give away your email address or buy something. Often times, ebooks offer a great compressed version of key information from people's blogs or books.

Here are some great resources that I have found that offer truly free ebooks or PDFs of some very useful information and education on personal finance and a wealthy mindset. (Some of them do want to sell you something also, but you can still get these for free without purchasing anything).]]></description>
			<content:encoded><![CDATA[<p></p><h3>Can You Really Find Personal Finance eBooks for Free Download?</h3>
<p><a href="http://www.365daystofinancialfreedom.com/wp-content/uploads/4122171512_3f4dc612d0.jpg"><img class="size-full wp-image-850 alignright" style="margin: 5px;" title="ebook" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/4122171512_3f4dc612d0.jpg" alt="Free eBooks?" width="300" height="200" /></a>It can be hard to find any summarized information online for personal finance education without having to give away your email address or buy something. I have been reading a lot of blogs and websites and books, but for some reason, I do enjoy the occasional ebook. Often times, ebooks offer a great compressed version of key information from people&#8217;s blogs or books.</p>
<p>Here are some resources that I have found that offer truly free ebooks or PDFs of some very useful information and education on personal finance and a wealthy mindset. (Some of them do want to sell you something also, but you can still get these for free without purchasing anything).</p>
<h4>List of Free eBooks on Personal Finance &amp; Motivation</h4>
<ul>
<li><a title="Free Simplifying Your Life ebooks" href="http://www.dreammanifesto.com/aff/jrox.php?id=1608" target="_blank">Dream Manifesto from Thomas Herold</a> -Herold offers an amazing site with topics ranging from Mind and Body to Personal Finance, to Simplifying Your Life. I also find his blog very refreshing. Download his free eBook, <a href="http://www.365daystofinancialfreedom.com/wp-content/uploads/ariels-manifest.pdf" target="_blank">The Priciples of Successful Manifesting</a>, right now. [PDF]</li>
<li><a title="30 Free eBooks for Personal Finance" href="http://blog.mint.com/blog/finance-core/30-free-ebooks-to-learn-everything-you-want-to-know-about-personal-finance/" target="_blank">Mint.com found 30 Free eBooks for Personal Finance</a> &#8211; This list offers free ebooks from accross the web on topics ranging from personal finance to credit to privacy and consumer advocacy. What can I say? Thanks Mint for compiling such a great list. It will take me a while to get through it.</li>
<li><a title="Free Personal Finance eBooks from the Incidental Economist" href="http://theincidentaleconomist.com/free-e-books/" target="_blank">The Incidental Economist Offers a link to an eBook on Roth IRAs from Blogger J.D. Roth, host of Get Rich Slowly</a> &#8211; Great resource for Roth IRA information.</li>
<li><a title="Free eBooks On a Wealthy Mind" href="http://www.jessandgraemestuart.com/resources/free-gifts/" target="_blank">Jess &amp; Graeme Stuart Showcase Some Great Wealthy Mind Free eBooks</a> &#8211; The Stuarts mainly want you to join their sales team, but the ebooks they have compiled on their site are really nice and timeless for matters of wealth, laws of attraction, and business.</li>
</ul>
<p><span style="color: #800080;"><strong>Enjoy, and let me know if you know of other great free reads to add to the list, besides all the wonderful websites and blogs in the financial blogosphere that is!</strong></span></p>
<div><a rel="cc:attributionURL" href="http://www.flickr.com/photos/alancleaver/">photo by alancleaver</a></div>



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<br/><br/><h2  class="related_post_title">Random Posts</h2><ul class="related_post"><li>November 11, 2009 -- <a href="http://www.365daystofinancialfreedom.com/2009/11/11/financial-ignorance-and-conspiracy-of-the-rich/" title="Financial Ignorance and Conspiracy of the Rich">Financial Ignorance and Conspiracy of the Rich</a></li><li>August 19, 2010 -- <a href="http://www.365daystofinancialfreedom.com/2010/08/19/my-most-important-asset/" title="My Most Important Asset">My Most Important Asset</a></li><li>July 30, 2010 -- <a href="http://www.365daystofinancialfreedom.com/2010/07/30/selecting-life-insurance-for-someone-in-late-20s/" title="Selecting Life Insurance for Someone in Late 20&#8242;s">Selecting Life Insurance for Someone in Late 20&#8242;s</a></li><li>December 2, 2009 -- <a href="http://www.365daystofinancialfreedom.com/2009/12/02/why-does-every-blog-seem-to-use-thesis-and-is-it-worth-the-money/" title="Why Does Every Serious Blog Seem to Use Thesis and Is It Worth The Money?">Why Does Every Serious Blog Seem to Use Thesis and Is It Worth The Money?</a></li><li>February 6, 2010 -- <a href="http://www.365daystofinancialfreedom.com/2010/02/06/should-i-invest-in-a-529-college-savings-plan-if-so-which-one/" title="Should I Invest in a 529 College Savings Plan? If So, Which One?">Should I Invest in a 529 College Savings Plan? If So, Which One?</a></li></ul>]]></content:encoded>
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		<title>Year in Review: 365 Days to Financial Freedom Top Posts</title>
		<link>http://www.365daystofinancialfreedom.com/2009/12/30/year-in-review-365-days-to-financial-freedom-top-posts/</link>
		<comments>http://www.365daystofinancialfreedom.com/2009/12/30/year-in-review-365-days-to-financial-freedom-top-posts/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 02:10:14 +0000</pubDate>
		<dc:creator>Ariel</dc:creator>
				<category><![CDATA[Best Of Web Lists]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[year in review]]></category>

		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=685</guid>
		<description><![CDATA[For those that are new to my site, I'd like to share some of the most popular posts that I've written to date.If you enjoy my posts, consider following me on Twitter @FreeMeFinancial, sharing my posts, or subscribing to my RSS feed.

Thanks for reading, and please let me know if if you have any input on what I should look into and write about next.]]></description>
			<content:encoded><![CDATA[<p></p><p>For those that are new to my site, I&#8217;d like to share some of the most popular posts that I&#8217;ve written to date.</p>
<h4><strong>Online Budgeting &amp; Organization Tool Reviews:</strong></h4>
<ul>
<li><a href="http://www.365daystofinancialfreedom.com/2009/11/01/safely-store-documents-online-review-of-online-organizer-password-tools/">Safely Store Documents Online: Review of Best Online Organizer and Password Tools</a></li>
<li><a href="http://www.365daystofinancialfreedom.com/2009/10/27/top-free-online-budgeting-money-management-tools/">Top Free Online Budgeting Money Management Tools</a></li>
</ul>
<p><a href="http://www.365daystofinancialfreedom.com/2009/10/27/top-free-online-budgeting-money-management-tools/"></a></p>
<h4><strong>Personal Finance:</strong></h4>
<ul>
<li><a href="http://www.365daystofinancialfreedom.com/2009/11/09/ekers-jars-and-the-millionaire-mind-philosophy/">Eker&#8217;s Jars and the Millionaire Mind Philosophy</a></li>
<li><a href="http://www.365daystofinancialfreedom.com/2009/11/21/review-of-filife-your-financial-lifeline/">Review of FiLife: Your Financial Lifeline</a></li>
<li><a href="http://www.365daystofinancialfreedom.com/2009/11/30/free-financial-iq-quizes/">Free Financial IQ Quizes</a></li>
<li><a href="http://www.365daystofinancialfreedom.com/2009/11/22/review-of-smartypig-online-savings-account-and-budget-tracker/">Review of SmartyPig Online Savings Account and Budget Tracker</a></li>
</ul>
<p><a href="http://www.365daystofinancialfreedom.com/2009/11/30/free-financial-iq-quizes/"></a></p>
<h4><a href="http://www.365daystofinancialfreedom.com/2009/11/22/review-of-smartypig-online-savings-account-and-budget-tracker/"></a><strong>Wealthy Mind:</strong></h4>
<ul>
<li><a href="http://www.365daystofinancialfreedom.com/2009/11/30/how-to-find-sustainable-happiness/"><span style="font-weight: normal;">How to Find Sustainable Happiness</span></a></li>
<li><span style="font-weight: normal;"><a href="http://www.365daystofinancialfreedom.com/2009/12/21/be-the-change-you-want-to-see-in-the-world/">Be the Change You Want to See in the World</a></span></li>
<li><span style="font-weight: normal;"><a href="http://www.365daystofinancialfreedom.com/2009/11/16/carpe-diem-is-it-possible-to-seize-the-day/">Carpe Diem: Is It Possible to Seize the Day?</a></span></li>
</ul>
<h4><strong>Trust Busters:</strong></h4>
<p><strong> </strong></p>
<ul>
<li><a href="http://www.365daystofinancialfreedom.com/2009/10/31/trust-agent-inspired-term-trust-busters/"><span style="font-weight: normal;">Trust Agent Inspired Term: Trust Busters</span></a></li>
<li><span style="font-weight: normal;"><a href="http://www.365daystofinancialfreedom.com/2009/12/26/online-mlm-recurring-passive-income-stream-techniques-trust-busted/">Online MLM Recurring Passive Income Stream Techniques: Trust Busted</a></span></li>
</ul>
<p><a href="http://www.365daystofinancialfreedom.com/2009/12/26/online-mlm-recurring-passive-income-stream-techniques-trust-busted/"></a>For a full list of my categories and posts visit the <a href="http://www.365daystofinancialfreedom.com/sitemap/">sitemap.</a></p>
<p>If you enjoy my posts, consider following me on Twitter <a href="http://www.twitter.com/freemefinancial">@FreeMeFinancial</a>, sharing my posts, or subscribing to my <a href="http://feeds.feedburner.com/365DaystoFinancialFreedom">RSS feed</a>.</p>
<p><strong><span style="color: #800080;">Thanks for reading, and please let me know if if you have any input on what I should look into and write about next.</span></strong></p>
<div id="_mcePaste" style="position: absolute; left: -10000px; top: 0px; width: 1px; height: 1px; overflow-x: hidden; overflow-y: hidden;"><a href="http://www.365daystofinancialfreedom.com/2009/11/28/list-top-ways-to-make-money-on-your-website-or-blog/">Is It Possible to Make Money On Your Website or Blog?</a></div>



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<br/><br/><h2  class="related_post_title">Random Posts</h2><ul class="related_post"><li>August 8, 2011 -- <a href="http://www.365daystofinancialfreedom.com/2011/08/08/what-country-should-i-live-in-a-better-life-visualization/" title="What Country Should I Live in? A Better Life Visualization">What Country Should I Live in? A Better Life Visualization</a></li><li>November 30, 2009 -- <a href="http://www.365daystofinancialfreedom.com/2009/11/30/free-financial-iq-quizes/" title="Free Financial IQ Quizes">Free Financial IQ Quizes</a></li><li>October 29, 2009 -- <a href="http://www.365daystofinancialfreedom.com/2009/10/29/shopaholic-put_a_halt_to_retail_therapy/" title="Shopaholic? Put a Halt to Retail Therapy">Shopaholic? Put a Halt to Retail Therapy</a></li><li>July 13, 2010 -- <a href="http://www.365daystofinancialfreedom.com/2010/07/13/financial-check-in/" title="Financial Check In &#8211; Celebrate Progress!">Financial Check In &#8211; Celebrate Progress!</a></li><li>October 13, 2010 -- <a href="http://www.365daystofinancialfreedom.com/2010/10/13/could-i-really-retire-at-age-65/" title="Could I Really Retire at Age 65?">Could I Really Retire at Age 65?</a></li></ul>]]></content:encoded>
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		<title>Free Financial IQ Quizes</title>
		<link>http://www.365daystofinancialfreedom.com/2009/11/30/free-financial-iq-quizes/</link>
		<comments>http://www.365daystofinancialfreedom.com/2009/11/30/free-financial-iq-quizes/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 03:34:46 +0000</pubDate>
		<dc:creator>Ariel</dc:creator>
				<category><![CDATA[Best Of Web Lists]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial IQ]]></category>
		<category><![CDATA[Freebies]]></category>
		<category><![CDATA[finance quiz]]></category>
		<category><![CDATA[financial iq]]></category>
		<category><![CDATA[financial iq quiz]]></category>
		<category><![CDATA[financial success]]></category>
		<category><![CDATA[quiz]]></category>

		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=557</guid>
		<description><![CDATA[Its always a good idea to take the time to test your knowledge to find out if where you are with financial education and what you still need to learn.]]></description>
			<content:encoded><![CDATA[<p></p><h3><a href="http://www.365daystofinancialfreedom.com/wp-content/uploads/2009/11/3057975439_5e3bcefa7a.jpg"><img class="size-medium wp-image-567 alignright" style="margin: 5px;" title="financial iq" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/2009/11/3057975439_5e3bcefa7a-300x225.jpg" alt="financial iq" width="210" height="158" /></a>Free Finance Quizes:</h3>
<p>Its always a good idea to take the time to test your knowledge to find out where you are with financial education and what you still need to learn.</p>
<ul>
<li><a href="http://www.richdad.com/richdad/Member/FinancialTools/fiqtest.asp" target="_blank">Rich Dad Financial IQ Quiz</a><br />
I&#8217;m pretty sure Robert first coined the term Financial IQ</li>
<li><a href="http://moneycentral.msn.com/quiz/financial-iq-quiz/home.aspx" target="_blank">MSN &#8211; Can You Manage Your Finances?</a><br />
Offers some good insight on budgeting</li>
<li><a href="http://www.bills.com/iq/" target="_blank">Bills.com Quiz &#8211; Credit, Debt, Budget, Wealth, Life Plan and Resources<br />
</a>I liked the structure of this, gave me some ideas of areas to focus on including an insurance review, and getting our will notarized. I scored an 81% B on this quiz.</li>
<li><a href="http://www.moneysavingexpert.com/quiz/iq/" target="_blank">Money Saving Expert </a><br />
15 to 20 minute quiz assesses your saving skills compared to others (UK based however)</li>
<li><a href="http://njaes.rutgers.edu/money/ffquiz/" target="_blank">Rutgers Financial Fitness Quiz</a><br />
Looks at financial management, saving, investing and yes, impulse shopping habits</li>
<li><a href="http://www.proprofs.com/quiz-school/story.php?title=financial-literacy-quiz" target="_blank">ProProfs Financial Literacy Quiz</a><br />
You lost me at CPF and zakatable. I have a lot to learn.</li>
</ul>
<p>I plan to continue adding to this list.</p>
<p><strong><span style="color: #800080;">What other quizes have you tried and found useful?</span></strong></p>



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<br/><br/><h2  class="related_post_title">Related Posts</h2><ul class="related_post"><li>November 14, 2009 -- <a href="http://www.365daystofinancialfreedom.com/2009/11/14/top-3-barriers-in-my-journey-toward-financial-freedom/" title="Top 3 Barriers in My Journey Toward Financial Freedom">Top 3 Barriers in My Journey Toward Financial Freedom</a></li><li>November 12, 2009 -- <a href="http://www.365daystofinancialfreedom.com/2009/11/12/who-am-i-writing-for/" title="Who Am I Writing For?">Who Am I Writing For?</a></li><li>October 26, 2009 -- <a href="http://www.365daystofinancialfreedom.com/2009/10/26/365-days-to-financial-freedom/" title="365 Days to Financial Freedom">365 Days to Financial Freedom</a></li></ul>]]></content:encoded>
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		<title>Is It Possible to Make Money On Your Website or Blog?</title>
		<link>http://www.365daystofinancialfreedom.com/2009/11/28/list-top-ways-to-make-money-on-your-website-or-blog/</link>
		<comments>http://www.365daystofinancialfreedom.com/2009/11/28/list-top-ways-to-make-money-on-your-website-or-blog/#comments</comments>
		<pubDate>Sat, 28 Nov 2009 16:32:27 +0000</pubDate>
		<dc:creator>Ariel</dc:creator>
				<category><![CDATA[Best Of Web Lists]]></category>
		<category><![CDATA[Blogging]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[how to make money online]]></category>
		<category><![CDATA[make money online]]></category>

		<guid isPermaLink="false">http://www.365daystofinancialfreedom.com/?p=520</guid>
		<description><![CDATA[Beyond my current income source and knowledge (web User Interface Design, Content Management, SEO and Online Ads), I admit that I do not have all the knowledge and expertise to make money online. In the end, I'm tempted to believe that its nearly impossible to make any sort of significant income from ads on your blog or website. Or if you do, it can be at the expense of solid design and usability, which I'm personally not okay with.]]></description>
			<content:encoded><![CDATA[<p></p><h3><a href="http://www.365daystofinancialfreedom.com/wp-content/uploads/2009/11/money.jpg"><img class="size-medium wp-image-523 alignright" style="margin: 5px;" title="make money online?" src="http://www.365daystofinancialfreedom.com/wp-content/uploads/2009/11/money-300x266.jpg" alt="make money online?" width="300" height="266" /></a>Is It Truly Possible to Make Money from Ads?</h3>
<p>Beyond my current income source and knowledge (web User Interface Design, Content Management, SEO and Online Ads), I admit that <strong>I do not</strong> have all the knowledge and expertise to make money online. In the end, I&#8217;m tempted to believe that its nearly impossible to make any sort of significant income from ads on your blog or website. Or if you do, it can be at the expense of solid design and usability, which I&#8217;m personally not okay with.</p>
<p>Instead, the most successful online business models focus on:</p>
<ol>
<li><strong>Developing a solid business plan with a unique, targeted offering</strong> &#8211; &#8220;free&#8221;-mium tends to work well these days</li>
<li><strong>Work with others</strong> &#8211; You need to get other experts to help</li>
<li><strong>Invest your own or other&#8217;s money into development</strong> &#8211; its nearly impossible to do anything significant without pouring some dough into it</li>
<li><strong>Use social tools, SEO </strong>and the works to get your product out there. Don&#8217;t disregard traditional marketing channels</li>
</ol>
<p>From my experience so far, this blog and my use of social media has offered me a way to connect with other like-minded people, focus my efforts, keep me on track, and helped to refine my writing skills.</p>
<p>All that being said, the following list offers some great starting points as to whether it is or is not possible to make and earn money online.</p>
<h4>Resources for How to (or How Not to) Make Money Online with Your Website or Blog</h4>
<ul>
<li><a href="http://www.dailyblogtips.com/ways-to-make-money-online-with-website/" target="_blank">Daily Blog Tips &#8211; 28 Ways to Make Money Online with Website</a> &#8211; From PPC to Paid Posts, this describes the features of many online paid options</li>
<li><a href="http://www.stevepavlina.com/blog/2006/05/how-to-make-money-from-your-blog/" target="_blank">Steve Pavlina &#8211; How to Make Money On your Blog</a> &#8211; This offers a no-nonsense approach and asks you to decide if you think it is Good or &#8220;Evil&#8221; to get paid from your blog right up front before you do anything else. (I&#8217;m still on the fence about this, guess I&#8217;ll have to make up my mind)</li>
<li><a href="http://blog.penelopetrunk.com/2009/04/21/8-reasons-why-you-wont-make-money-from-your-blog/" target="_blank">Penelope Trunk &#8211; RealityCheck &#8211;  You Aren&#8217;t Going to Make Money from a Blog</a> &#8211; This honest perspective suggests that you will waste a lot of time and energy trying to monetize your  blog, and instead you should focus on writing for a purpose that is important to you, not for income generation but for career building. A little bit of a downer, but thoughtful nonetheless.</li>
<li><a href="http://www.conversationmarketing.com/2009/02/5-ways-your-blog-can-make-money.htm" target="_blank">Conversation Marketing &#8211; 5 Ways Your Blog Can Make Money</a> &#8211; This blog suggests you can&#8217;t make much with AdSense, but some affiliate options can work. Adds some humor into the list by suggesting you can &#8216;Steal &amp; Cheat&#8217; (Not recommended).</li>
<li><a href="http://www.solidblogger.com/make-money-from-blogging/" target="_blank">Solid Blogger &#8211; Top 5 Ways to Make Money From Blogging</a> -There are a lot of ads on this site, and Google Sponsored search and AdWords and the works! Wonder if it makes income for this blogger? Well, at least they are practicing what they preach.</li>
<li><a href="http://www.hongkiat.com/blog/sites-that-pays-you-to-blog/" target="_blank">Sites that Pay You to Blog</a> &#8211; List of some of the type sites that will pay for blogging</li>
<li><a href="http://www.doshdosh.com/how-to-make-money-blogging-seven-strategies/" target="_blank">Dosh Dosh &#8211; 7 Strategies to Make Money Blogging</a> &#8211; A few unique terms, and helpful &#8216;advantages&#8217; and &#8216;disadvantages&#8217; for each</li>
<li><a href="http://www.lostartofblogging.com/why-an-ad-free-blog-rocks#more-216" target="_blank">Why An Ad Free Blog Rocks</a> &#8211; Nice perspective on alternatives to ads on your blog</li>
</ul>
<p><strong><span style="color: #800080;">Please let me know of others and I will add them to this list.</span></strong></p>
<p>photo by <a href="http://www.flickr.com/photos/your_teacher/">wa?.ti?</a></p>



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