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Invest

Are Commodities The Right Investment Choice?

January 9, 2010

I have been researching and reading and researching some more on the commodity market and I have no idea what to do. I admit that I am a novice at investing. However I do not deny that it will be an essential component in my journey to financial freedom. My experience investing consists of this: I got burned in 2000 when I invested in a four star mutual fund, thought that I didn’t need to watch it, then it tanked with the rest of the stock market. Beyond that, I tried day trading a few individual stocks and felt like I was uneducated and gambling rather than making sound investment choices. My main problem is, right now I just don’t know exactly where to begin on my limited funds. I have read contradictory things, and still have a lot of financial lingo to learn.

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Tips for Sticking to a Budget

December 4, 2009

Especially with the holidays approaching, its a struggle to stay within your budget. I’ve been more actively monitoring my budget and income/expenses for over a while now. I’m proud to say we did decrease our spending significantly in November. We also shifted some spending to more quality things such as education and investments.sti

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Review of SmartyPig Online Savings Account and Budget Tracker

November 22, 2009

Launched in the US in March of 2008, SmartyPig is a very unique tool that combines budgeting for savings tools with online interest-bearing savings accounts. Not only can you start saving, but you can also open up your savings accounts on social tools such as Facebook and others for your family and friends to contribute to as well as watch what percentage you are towards your goal. It is a partnership with DataVision, Inc. and West Bank in Iowa and the founders are Mike Ferrari and Jon Gaskell.

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