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Financial Freedom

How to Rollover a Complicated 401K

April 14, 2010

I have 2 types of accounts in my 401k from my previous employer – a tranditional 401k and a Roth 401K. After doing some research and weighing my options, I have decided to roll over my 401k into Vanguard due to the lower fees and a variety of investment choices. I still do not feel educated enough to trust my 401k funds to a fully self-managed account with individual stocks and bonds, so the fund option is still appealing to me at this stage in life. Hopefully, one day I will have the time and knowledge to invest more specifically and strategically. For now, I plan to put some research into the funds, diversify wisely and monitor my investments.

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5 Months in, I’m a Lot Closer to “What I Want”

April 6, 2010

On day 1 of my 365 Day Journey towards Financial Freedom, I charted a short list of what I wanted in order to find a more ‘sustainable’ happiness.

In reviewing my list, I am proud to say that I am a little, or maybe even a lot, further along in my journey than I would have predicted. This blog, and my dedication to not lose my drive and focus, have helped me stay on track and get inspired. This transformation of my life is real, and I want to thank those that are reading and following me along in my journey. I hope some of my stumbling thoughts have helped you.

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Simple Way to Organize Your Day in Your Mail or Calendar Tool

March 26, 2010

I use a very simple, but extremely effective, method of planning out my day that has helped me immensely when I worked in the corporate environment using Outlook’s calendar feature, but also will be an essential part of my success as an entrepreneur.

I wanted to share it with you, because whenever I have told others about it, they find it very different and a helpful way to organize their time to be the most efficient.

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Overcoming Fear of Failure and the Unknown

March 19, 2010

Today is my last day at my job, and I am taking a step into the unknown. For the last four years, I have worked at the same full time position. In my last post, I outlined the logical and emotional reasons for making a decision on what to do next with my life and career. I also explain that, if all fear was pushed aside, I would choose to follow my heart and do my freelance web design and online marketing, as well as build other business ventures.

The fearful side of my still keeps saying, are you crazy? In this economy? What happens if you fail? How do you know you will succeed?
And of course, the truth is, I have no idea what is coming next. All that I can do is keep my mind in the right place, and put my best foot forward.

Fear and doubt have a tendency to sneak back into your mind at the most stressful and insecure times in your life, when what you really need is feelings of confidence and strength.

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Making a Choice Between Entrepreneur or Corporate Life

March 11, 2010

Well, its official. I have turned in my two week notice at my current position and I am pursuing other options. We have enough of a padding to last long enough for me to sort this out. (My fear is talking there)

I’m very happy about this first decision and I have lots of options. Nonetheless, I am very much struggling with this life decision.

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How to Save Money Dying Your Own Hair

March 4, 2010

Dying Your Hair at Home without it Turning Green or Orange

HairThis post is for the ladies, but if you’re a guy, send it to your friends, girlfriends or wife, they’ll thank you!

First off a note: Use this ‘advice’ at your own risk. I take absolutely no claims for your own use or misuse of hair dying products. This post is simply a few tips I’ve learned that have helped me save some money without compromising my style too much.

I have experimented with dying my own hair for years now, and I’m not going to lie, I have had some green and orange experiences.

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How to Choose? Pay Off Debt, Save, Invest or Build a Business

February 23, 2010

In my pursuit towards financial freedom, I have been able to narrow down my goals and realize key elements that I want to focus on for my career and life style.

I have now managed to categorize and budget my expenses, long term and short term savings accounts, and I have begun to understand tax rules and how they affect investment accounts and options.

Nonetheless, I still find it difficult to determine the order and priority to assign to saving, paying off debts, investing, and business start ups.

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Launch of my New Business, OnTimelines.com

February 17, 2010

Since I began this blog I have been interested in starting businesses that are product rather than service based. I have taken that leap with my new, still working out the kinks website; ontimelines.com.

Based on the wonderful feedback from this website, I have realized an area that I really want to focus on further and offer help to others: Planning and organizing.

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Recovering PC User Tells All: Why I Obsessively Love my Mac

February 11, 2010

Alright, this post is just a shameless plug for my iMac. But really, this computer has allowed me to use so many organizing and helpful tools so that I can expand both my business and improve my use of time. I know this is a bit off topic, but I just have to share some of the reasons why my Mac has made it possible for me to progress my quest for organizing, budgeting, and overall happiness since I have owned it.

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