December 12, 2009
Not long ago, I admit that I wanted lots of “things” for birthday and holiday gifts. It is really nice to get something that you wouldn’t ordinarily buy yourself for the holidays such as lotions, electronics, books, etc.
Lately I’m a big fan of practical gifts. When you are on a tight budget, things that may once have seemed normal to spend money on such as socks, nice shampoo, getting your hair done, going to the car wash, etc, are all pushed out and minimized. What once seemed like a norm to purchase has become a luxury.
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December 4, 2009
Especially with the holidays approaching, its a struggle to stay within your budget. I’ve been more actively monitoring my budget and income/expenses for over a while now. I’m proud to say we did decrease our spending significantly in November. We also shifted some spending to more quality things such as education and investments.sti
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